Mutual Funds

Liquid & Short Term : Investments in the range of one to ninety days which provide easy liquidity and ease of transaction.

Short Term Income Funds : These invest in a mix of corporate & PSU debt and aim to deliver fixed deposit plus returns in the short term.

Bond Funds : These invest in longer duration bonds or corporates, PSUs, Government Agencies, RBI and Government of India. These aim to deliver interest accrual plus capital appreciation. Bonds funds require understanding the interest rate and maturity curve. Bonds deliver positive returns in a falling interest rate scenario and negative in a rising interest rate scenario.

Balanced Funds : These invest in a mix of equity and debt. They can be of two types equity oriented and debt oriented. Balanced funds are geared toward investors who are looking for a mixture of safety, income and modest capital appreciation.

Equity Funds : An equity fund is a mutual fund that invests principally in stocks. Equity mutual funds may be categorized according to company size (small cap, mid cap or large cap), the investment style of the holdings in the portfolio(index, sector, etc.), or geography (international or domestic).



Golden Savingsdeals in primary and secondary market trading of the following types of bonds:

  • Corporate Bonds
  • Public Sector Undertakings & Banks
  • Government of India or Reserve Bank of India
  • Tax Free Bonds
  • Capital Gains Bonds
  • Infrastructure Bonds
  • Hybrid Securities issues by Corporates

Fixed Deposits

Golden Savingsprovides the simplest investment solution for the following companies amongst others:

  • HDFC Ltd
  • Dewan Housing Finance Co. Ltd
  • Shriram Transport Finance Co Ltd
  • Mahindra Financial Services Ltd


  • Home Loans
  • Loans against property
  • Lease Rent Discounting
  • Loan against securities